Hi folks and welcome to the Meaningful Money Podcast season 13 episode 3.

This is the podcast dedicated to helping you put your finances in order.

My name is Pete Matthew and I'm going to share with you everything you need to know and everything you need to do to secure your financial future. I'm here to help you make sense of money.

Here we are once again, great to have you with me. We're in a season about

millennial finance and really not just millennials but anybody is looking to

get started with their personal finance journey just so happens that many of the

millennial generation that's those born sort of after 1980 really and before 2000 something like that many of those folks are in the

position where now they're starting to take their personal finances

seriously now chances are that that generation they're going to be saving and investing for a very long time.

We talked about that a little bit last week, the impact of a longer life.

But it's also likely that along that journey they are not going to experience the kind of investment returns that previous that case and if it's the case what impact might it have on their future wealth.

That's what we're going to be looking at today, as usual after the main body of the show,

I'll announce a couple of things that we're working on at a minute

talk about what we're going to be discussing next week all that jazz but

before any of that remember this podcast is brought to you with the help of my

friends at seven investment management who are specialists in something called multi-asset investing, something I believe in very strongly.

They've been helping me out here on meaningful money since spring of 2011, and I'm super grateful to them for doing so so please do

check out what they're up to it helps me you know if you check them out and

say thank you to them so they're at 7 i.m dot code at uk

that's the number seven i am dot kco. UK. That's the number 7 I. M. dot-co-at-uk. Definitely go check them out. Now, Investing Giant Vanguard, one of the biggest

investment companies on the planet, recently released a study which showed that returns

from the US stock markets are expected to be lower in the next 10 years than they

...