This message comes from NPR Sponsor Organic Valley, a co-op of small organic family farms dedicated to producing food that promotes respect for the dignity and interdependence of all life.

Discover their milk at ov.coop slash ethically sourced.

When the consumer financial protection bureau, or CFPB, was founded back in 2011, Philip Glover was relieved.

He needed their help right away. Earlier that year, Glover and his wife had been struggling with the plumbing in their home in John's Town, Pennsylvania.

So they called a company to come out and look.

They came and worked on the plumbing a little bit and it kept backing up and backing up, but it never got fixed.

And I had to go to another company, but the first company kept building them and building them, even though they hadn't fixed the problem.

So Glover called the CFPB and they sent them a letter.

And the next time I got a letter from rotor router, it was that they would not be building me any further.

I was a corrections officer in the federal government and I didn't make a lot of money, so that was that was helpful.

Years later, the CFPB stepped in again when a phone company kept building his family for a landline they had canceled.

So we used that agency twice and really felt like they were responsive and helped us.

This is exactly the type of thing the bureau was designed for.

The CFPB is the cop on the big for the finances of America's families.

It handles more than 3,000 complaints every single day, day in and day out.

That is Democratic Senator Elizabeth Warren, who first proposed the idea of the CFPB back in 2007 when she was a Harvard law professor.

Her idea became law three years later, part of a package of reforms after the 2008 financial crisis.

And almost ever since, it has been the subject of attacks from Republicans who say its regulations are convoluted and that it operates without accountability.

You vilify entire industry simply because they are politically unsavory in your opinion.

The practice of name and shame first, verify later, isn't consumer protection. It's McCarthyism.

That's Republican Congressman Andy Barr of Kentucky talking to the director of the CFPB at a hearing in June.

Another Republican, Andy Ogles of Tennessee, was even more blunt.

...