The "Cash Trap" of 2026
InvestTalk
Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors
4.4 • 1.5K Ratings
🗓️ 6 January 2026
⏱️ 49 minutes
🧾️ Download transcript
Summary
For years, money market funds have paid 5%, but as the Fed shifts policy, we will explain why sitting in cash might be the biggest risk to your income in 2026.
Today's Stocks & Topics: Rocket Lab Corporation (RKLB), Mueller Water Products, Inc. (MWA), Market Wrap, “The "Cash Trap" of 2026”, Berkshire Hathaway Inc. (BRK-A), LyondellBasell Industries N.V. (LYB), Inflation Driven by AI, Water Investment Opportunities, Alcoa Corporation (AA), Kaiser Aluminum Corporation (KALU), Foreign Stocks.
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Transcript
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| 0:00.0 | On radio, on YouTube, streaming live on invest talk.com, and for our podcast subscribers, this is InvestTalk. |
| 0:12.9 | Independent thinking, shared success. InvestTalk is made possible by KPP Financial, a registered investment advisor firm, serving clients throughout the United States. |
| 0:27.4 | Here is KPP Financial Chief Executive Officer, Financial Advisor, Justin Klein. |
| 0:35.9 | Good afternoon, fellow investors, and welcome back to Invest Talk. This is our Monday, January 5th, |
| 0:45.8 | 2026 edition. They're used to that. And it's our first Monday of the year. We're going to get |
| 0:52.8 | their first full trading week of the year. |
| 0:56.1 | And obviously a lot of big news over the weekend with what happened in Venezuela. |
| 1:02.3 | And to kick off a very interesting 2026 from a geopolitical perspective. |
| 1:08.1 | Obviously, you have, you had a crazy year last year and this one is |
| 1:15.0 | keeping up with that trend. And as they say, the trend is your friend, right? So in this case, |
| 1:21.5 | you know, there's new things that are happening in markets that you have to take a new account |
| 1:27.0 | and adjust your portfolios, your strategy |
| 1:29.5 | accordingly. And that's what we are to help you with in this new year. It's time to refocus. Do you |
| 1:35.8 | rebalance your accounts? This is the time that you really want to do that. Everybody should be |
| 1:40.8 | thinking about that. New year, if you're taking some gains you know you don't have to |
| 1:44.3 | pay those taxes for a little while so here is the time here's the time to step back assess the |
| 1:52.4 | situation assess your portfolio and that's what we are here to help you with now we can do that |
| 1:58.4 | in the show we can do that through a portfolio review. We do that |
| 2:01.8 | with clients each every week, every month, et cetera. But this hour is about you and helping you become |
| 2:08.9 | a better investor so that with my help directly or indirectly, you can make better decisions |
| 2:15.0 | with your money. |
| 2:19.8 | Now, first off, we answer your finance and invests some questions. |
... |
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