Good morning. It is Tuesday June 27th. It's five minutes after 11. It's Kendall and Casey on 93

WIBC. He's Rob Kendall. You can find him on Twitter, Rob M Kendall. My name is Casey Daniels.

You can find me there as well at Casey Daniels 317. And we're both on YouTube right now.

Just typing Kendall and Casey into the YouTube search bar. Okay. So what would you do to be

completely debt free? A lot of Americans are living in the red,

but according to a new study, the average American has $54,000 worth of debt.

So this is a staggering amount. And I, you know, for many people, it is obviously a, you know,

a college loan of some sort. I mean, there's a variety of ways. People, you know, accrue debt.

And again, I guess you got to parse through this a little bit is like, does your,

does your house count as debt in this? I don't, I don't know if it does according to the

mortgage. Yes, it does. Absolutely. See, then I call bull crap on this because your house

is should be, I mean, we're told by the state how the, we should just smile at the rising

property taxes because our homes are worth more. Well, if that's the case, then you, you know,

that's not debt because it's backed up by some form of collateral. Now your student loan

would be dead, but things like a car loan or a house should be backed up by some form of

collateral, although you are obligated to make the payments. Yeah. Well, this one is saying that

people's biggest debt is their credit card, 57% followed by mortgage and then car loan and

medical debt is another high one. And they say that 56% say they owe more for necessities rather

than just nice to have or things they want. These are actually things that they need to live.

Yeah. And I come back to, I come back to blaming the public education system in terms of

refusing to make financial literacy a requirement in order to get a high school diploma.

Absolutely. You, you have people, I mean, I, you know, I've taken a few weeks off, you know,

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