Autonomy is kicking into high gear in 2026.

This is Motley Full Money.

Welcome to Motley Full Money. I'm Tyler Crowe, and today I'm joined by longtime full contributors Lou Whiteman. And pulling spot duty today, we've got Travis Hoyum, the host of the Wednesday and Friday shows. We're going to take the pulse of the race for autonomous everything, really, not just driving. We're going to talk about some stories that we've

been following, such as oil prices, private credit, whatever fits your fancy. But before we get

started, we're going to talk about AI, specifically Open AI. Now, guys, there's a lot of AI

companies out there. Quick pulse, when you're going to go use a LLM or anything like that, do you have a preferred one? Depends on what I'm using it for. Gemini is kind of my go-to for just random questions, but I've been using Claude to kind of build stuff a little bit more, experimenting with that. So those are the two that I use. I do not open chat GPT anymore.

See, I'm part of the problem. Gemini, if I'm on my phone, because that's just right there.

But Claude, if I'm actually sitting at a desk and type you on a computer.

And that kind of gets to what we're going to be talking about here, because you guys both just

mentioned Gemini, Claude, which is Anthropic and me, probably the most technologically Luddite person in their 40s. I've been going to Claude because it is incredibly useful. And that is the topic is OpenAI because we didn't mention chat DPD when we were talking about this nearly as much as the other ones. And this is why we wanted to get into this. Last week, the company announced

it was planning to double its headcount as a push to win back market share from Anthropic.

Then this week, news broke that Walmart was ending its agentic commerce deal with Open AI after

Walmart kind of said, you know, the results were not great in terms of conversions and things like that. And then there

was a leak that the company was looking to raise money from private equity. And they were

guaranteeing as high of as a 17.5% return for preferred investments before an IPO. Now, I know

I'm probably missing quite a few headlines here. But I think what's striking is that the

narrative around Open AI has shifted from like six months ago when we were talking like signs incomprehensibly large

dollar figure deal with supplier to today. It's like try to make a coherent business that makes

money out of this. We even got a Cheryl Sandberg-esque profile of Fiji Simo who is Open AI's head of

product today. It was a business

insider, I think, last week. And this all comes when we assume, like, a couple months from now,

the Open AI is planning to go public. And I'm sure there's a fair amount of listeners here

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