The App Where Strangers Lend Each Other Money | What’s Your Problem? Podcast
kill switch
Kaleidoscope
4.7 • 635 Ratings
🗓️ 31 December 2025
⏱️ 46 minutes
🧾️ Download transcript
Summary
We’re sharing a preview of another podcast we think you’ll enjoy: What’s Your Problem?
Hosted by former Planet Money host Jacob Goldstein, What’s Your Problem? asks entrepreneurs and engineers about the problems they’re trying to solve to build a bigger and brighter future.
In this episode: How do you build an app where strangers lend each other money? Nina Mohanty, CEO of Bloom Money, explains how centuries-old saving and lending global traditions—often used by immigrant communities—are being rebuilt for the modern financial system. It’s a conversation about trust, access, and what the future of money might look like when banks aren’t the center of it.
Find What’s Your Problem? on Apple, Spotify, or wherever you get podcasts.
Got something you’re curious about? Hit us up killswitch@kaleidoscope.nyc, or @killswitchpod, or @dexdigi on IG or Bluesky.
See omnystudio.com/listener for privacy information.
Transcript
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| 0:00.0 | This is an I-Heart podcast. |
| 0:02.6 | Guaranteed Human. |
| 0:04.1 | Hey, what's going on? |
| 0:05.2 | It's Dexter. |
| 0:05.8 | And today we got an episode of another show that I think you're going to be into. |
| 0:09.9 | It's called What's Your Problem? |
| 0:11.9 | So What's Your Problem is hosted by former Planet Money host, Jacob Goldstein. |
| 0:15.9 | And it asks entrepreneurs and engineers about the problems they're trying to solve to make the future |
| 0:21.0 | a better place. The episode you're about to hear asks if an app can help immigrants manage their |
| 0:26.8 | money. Nina Mahanty is the CEO of Bloom Money, and she's taking the informal saving and lending |
| 0:31.9 | traditions that immigrant communities have relied on for generations and trying to make them |
| 0:36.2 | work inside a financial system that |
| 0:38.3 | wasn't built for them. She's built an app where strangers can still lend each other money through |
| 0:42.8 | trust, but using software to formalize everything. So here's the episode. If you dig it, |
| 0:48.8 | you can find more stories about the global problems that really smart people are trying to |
| 0:52.5 | solve on the What's Your Problem podcast on Apple, Spotify, or wherever you get your podcasts. Let's get into the episode. |
| 1:00.7 | By 2020, Nina Mohanti had been working in FinTech, in financial technology, for several years. |
| 1:08.3 | She'd worked at MasterCard. At this point, she was working at Klarna, |
| 1:12.3 | the Buy Now Pay Later company. |
| 1:14.2 | And she was working for them in London. |
| 1:16.3 | And she started paying attention |
| 1:17.9 | to what seemed like a big, |
... |
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