investing is the key to financial independence, so you don't want to mess this up. But we see so many

rookie investors making the same mistakes over and over. It ends up costing them both time and money.

Brent, I am so excited because today we're going to share five big investing mistakes that you should

avoid, and we're going to help you build a

smarter path to wealth. And I have a feeling number two is going to surprise a lot of our folks.

So with that, let's dive right in.

All right, Brian, mistake number one, I don't think this is going to surprise anyone because this is a money guy echo that we've said over and over and over again.

But one of the biggest mistakes that we see people make is not starting to save and invest soon enough.

I saw a stat bone.

It kind of caught me off guard a little bit, is that the average American doesn't even start

saving and investing until their age 33.

You'd combat that with a statistic that 40% of Americans right now have no money invested,

and we have two things going on.

People that actually do save are waiting, waiting, waiting, waiting, and a lot of people

never even actually get

to that place either. Well, what I hate is that you're leaving the most powerful thing that can

work for you in this journey to building wealth. Compounding growth. That's it. And if you, by the way,

the more you defer, the more you put on your shoulders, and we have proof of this. We can show you the power of starting early.

Yeah, we talk about this all the time, Brian. You said, and you wrote about this in millionaire mission, that you had your Morrow moment where Mr. Morrow said, hey, if you guys could just save $100 a month, you could be a millionaire. But we know the numbers are actually even a little better than that. For 20-year-olds right now today, if you can start early and your goal is to be a millionaire

by the time you get to retirement, you would only have to save $95 a month. That's it. Less than $100 a month today to be a millionaire by the time you retire. But here's what people don't understand. If you just delay this, you know, for a 20-year-old, it's only $95 a month. But for a 30-year-old, it's $340 a month. So we've almost made this four times harder just by deferring for 10 years. And I get it. In your 20s, you don't have a lot of money. But it's four times harder? that's something that you need to pay attention to.

And how about this? What if you just defer and procrastinate so much that you wait until

you're 40? Now you have to save over $1,000 a month. It is 10 times harder to become a

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