It's Friday, and this is the Ramsey Call of the Day.

Part of the Ramsey Network.

Joining me today is Ramsey Personality, Christy Wright.

So, a study done about a decade ago says that you need to only do three things to avoid living in poverty.

Graduate from high school, marry before having a child, and have that child after age 20.

Only 8% of the people who do those three things fall into poverty.

79% who fail to do those three things in that order land in poverty.

Those are statistics, not moral judgments.

Graduate from high school, be married before you have a baby, and be over 20 before you have a baby.

Pretty simple basic life choices.

And these studies go on from there that show, you know, a 2014 report, American Enterprise

Institute did, says that adjusting for family size, family income is

73% higher for married women than it is for women who are not married and living with someone.

So as a woman's empowerment issue, there is a tremendous economic lift statistically speaking

on average when a lady is married and so that last call that we take from that super young

girl she was 20 years old or 21 years old. Yeah. Yeah. Um, these decisions that you're

making at that age, especially for women, uh, there's a, there's a marriage, there's what's

called a marriage lift in economics, too, that just shows that by and large more wealthy people are

married than unmarried and so there's some dynamic there and it can just simply be that there's

two incomes yeah you know that the math could be the cause of that we don't know the causation of it

the marriage is necessarily the causation but there there just seems to be something that when

people are doing life together under the

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