On radio, on YouTube, streaming live on invest talk.com, and for our podcast subscribers, this is

InvestTalk, independent thinking, shared success.

Invest talk is made possible by KPP Financial, a registered investment advisor firm, serving

clients throughout the United States.

Here is KPP Financial Portfolio Manager, Luke Guerrero.

Good afternoon, fellow investors, and welcome back to another episode of InvestTalk.

I'm your host, Luke Guerrero, and today's Friday, December 26th, 2025.

Now, I hope all of those who are listening may be on their drives home from work if you were unfortunate to have to work today.

Or listening via our livestream or later on when we publish this as a podcast,

enjoyed their Christmas day.

Now that the holiday season is, well, for the most part over,

a time of reflection is upon us us because as we turn into a new

year, it is a tradition amongst many groups, including myself, to set New Year's resolutions.

But in order to figure out where you need to go, first you must think about where you've been. And so we here at InvestTalk

hope that each and every day through 2025 we made good on our mission to help make you a better

and more informed investor. And we shall too carry that on into the new year.

Speaking of reflection, I do want to remind you one more time that this year we did something a little bit different by producing our first ever InvestTalk holiday special, which dropped in whole on our YouTube channel. It was a fun end of year episode

where Justin and I looked back at the biggest market themes of 2025, highlighted a few lessons,

talked about what we got right, talked about what we got wrong, and really just geared up

for 2026 in order to hit the ground running.

The InvestTalk holiday special is free like all of our content over on YouTube.

So just head over there, search InvestTalk with two T's, or use the link in today's show notes.

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