4.8 • 7.8K Ratings
🗓️ 31 October 2025
⏱️ 5 minutes
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Welcome to Market Mondays! In this special clip, Ian Dunlap joins hosts Troy Millings and Rashad Bilal for a deep dive into successful, long-term investing—specifically Ian’s “2Tech2 Index” approach. If you’re seeking clarity on building wealth through investing, this is the discussion you can’t afford to miss. *What’s the “2Tech2 Index” Strategy?* Ian breaks down his simple yet powerful philosophy: You only need four essential companies or assets to achieve financial success. The formula? Anchor your portfolio with two trusted index funds (VOO and VTI) and complement them with two technology giants (Microsoft and Apple). This blend aims to capture broad market growth while focusing on proven tech leaders—making investing easy, straightforward, and effective for anyone. *Crash-Proof Investing & Market Timing Myths* Are you one of the many waiting for a massive market crash to “buy the dip”? Ian has a wake-up call: Most investors won’t have the nerve (or timing) to jump in at rock-bottom prices. Instead of holding cash on the sidelines, Ian insists that regularly investing—especially in companies with strong fundamentals like Nvidia, Microsoft, and others—will serve you much better over time. Historically, some companies actually “melt up” in value while broader markets decline, providing rare opportunities for focused investors. *Investing for Decades, Not Days* Ian, Troy, and Rashad stress that any investment strategy should be solid enough to last for 30 years, not just a year or two. Chasing trends or making frequent strategy changes typically leads to worse outcomes. The bond market may have worked in the past, but today’s environment favors equities—especially dominant US tech firms. *Themes Covered in This Clip:*
Whether you’re a new investor or an experienced market participant, this conversation provides actionable insights into portfolio construction and the mindset needed for long-term financial growth. No jargon, just straight talk from the Market Mondays crew! *Drop your thoughts in the comments if you’ve used the 2Tech2 Index—and let us know which companies anchor your investment journey!* *Hashtags:* #MarketMondays #Investing #2Tech2Index #IndexFunds #TechStocks #IanDunlap #Microsoft #Apple #Nvidia #StockMarket #WealthBuilding #PersonalFinance --- Subscribe for more clips and actionable investing wisdom every week!
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| 0:00.0 | What is 2 Tech 2 index on a high level explanation? |
| 0:05.2 | I think that you only need concentration in four companies or four assets to make you rich |
| 0:11.6 | for a lifetime. |
| 0:13.1 | My formulation that I have given to the public, if I made you money from 2 Tech 2 Index, |
| 0:18.1 | please put us in chat. |
| 0:19.6 | I think that you should have two index funds which anchor your portfolio. |
| 0:25.6 | So if you miss out on a great company, they should be in there. |
| 0:28.7 | Those tickers are VOVTI. |
| 0:31.5 | The other two slots will go to tech companies, Microsoft and Apple. |
| 0:37.7 | Quiz question for everyone, what percentage of VOO and VTI are tech related in terms of portfolio now? |
| 0:44.8 | However, and it's a tried and true methodology for, I know Ray Dalio has is all weather, et cetera, |
| 0:52.3 | but I think in the era that we're moving into |
| 0:54.5 | hyperconcentration is going to be to go up and say that since 2018. |
| 0:57.8 | So I think you only really need four great companies to tie your wealth to, to make |
| 1:03.6 | invest in easy and simple for you. |
| 1:07.2 | So would you keep running that strategy through 2027 or pause to stack cash and go all in |
| 1:14.1 | when stock prices go down eventually at some point? |
| 1:17.7 | I want to be very clear. |
| 1:19.8 | Everyone who is waiting for this pristine moment of this 55% drop, you're not going to have the Cajonis, |
| 1:29.2 | comociti balls to do it when it drops 45% or 55%. |
| 1:34.9 | There's no reason to stack money on the side waiting for a crash, |
| 1:39.0 | especially given the return environment. |
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