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Ratchet & Respectable

Thank you, Joy

Ratchet & Respectable

Demetria L. Lucas & Studio71

Society & Culture, Demetria Lucas, Pop Culture, Ratchet And Respectable, Black Girl Magic, Travel, The Rest Revolution, Entertainment News, News, Tv & Film

4.8 • 3.1K Ratings

🗓️ 24 February 2025

⏱️ 48 minutes

🧾️ Download transcript

Summary

A Belle back in Brooklyn (and Jersey); A$AP Rocky is Not Guilty; Eric Adams (mis)quotes Hitler; Joy Reid out at MSNBC; the Eric Adams saga still continues; RIP Roberta Flack. ABOUT ME: http://www.demetrialucas.com/about/ STAY CONNECTED:  IG: demetriallucas Twitter: demetriallucas FB: demetriallucas YouTube: demetriallucas Go to https://tryfirstleaf.com/ratchet to sign up and you’ll get your first SIX handpicked bottles for just $44.95. Go to https://homechef.com/ratchet for 18 Free Meals and Free Dessert for Life! Control Body Odor ANYWHERE with @lumedeodorant and get 15% off with promo code RATCHET15 at https://lumepodcast.com/RATCHET15! #lumepod Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

It's me or everything seems more expensive now.

0:03.9

The last thing I want is credit card debt.

0:07.1

Enter the Chime Credit Builder card.

0:09.3

This is a secured card with no annual fees.

0:13.0

And you can build credit with money you set aside and avoid interest or expensive debt.

0:18.4

Plus, you can get access to my pay and get up to $500 of your pay

0:22.7

before payday with no mandatory fees. Start building credit with your everyday purchases and

0:29.0

regular on-time payments, all with no annual fees, interest, or credit check at chime.com

0:35.9

slash ratchet.

0:40.2

There are countless benefits to having better credit,

0:45.6

including family vacations or unexpected expenses or lower rates on loans,

0:47.4

like for a car or for a home.

0:51.7

I love Chime Credit Builder card because of the access.

0:57.7

With this card, you get access to 50,000 fee-free ATMs, which is more than the top three national banks combined. And you can easily find one near you with the CHIME app. Turn your

1:04.6

everyday purchases into steps toward your financial goals with CHIME secure credit card. Get started today at chime.com slash ratchet.

1:14.6

That's chime.com slash ratchet. Chime feels like progress. The CHIM credit builder visa credit card

1:22.7

is issued by the Bank court bank North America or Stride Bank, North America. SpotMe eligibility requirements and overdraft limits apply.

1:31.1

Out-of-network ATM withdrawal and OTC advance fees may apply.

1:35.5

Late payment may negatively impact your credit score.

1:38.5

Results may vary.

1:39.9

My pay eligibility requirements apply.

1:42.3

Credit limits range $20 to $500.

...

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