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There is a difference between price and value, and having a child to understand that very,

very early is a big deal.

Everything that is expensive is not valuable, and everything that is cheap is not worthless.

And so when they start putting value on things, that shapes their view of money in a fundamental way.

Hey, everyone, thanks so much for joining us on Her Money. I'm Gene Chatsky. We all want our kids

to get a great education, but let's get real. The most important lessons our kids pick up

don't usually come from the classroom. They come from us. They're watching how we engage with

the world, how we spend our time, how we treat those closest to us. And they're picking up

on how we talk about money, how we spend it, and how we stress about it. And here's the thing.

Money isn't what it used to be. The cash and the physical credit

cards that we still carry around in our wallets, they're being used less and less. Spending money

can almost feel like a game to kids. We tap screens with no physical exchange. We dip, we swipe. That's why understanding money,

what it is, where it comes from, how to use it wisely has never been harder or more important.

And learning about money, believe it or not, it can actually be fun if we do it the right way. No one knows that better than my

guest today, Melody Hobson. She is a trailblazer in the financial world, the co-CEO of Ariel Investments,

former chair of Starbucks, and now the author of the new book, Priceless Facts About Money,

...