TBT: Why Mortgage Interest Rates Don't Matter

Passive Real Estate Investing

Real Estate Investing with Marco Santarelli, Investor and Entrepreneur.

Business:investing, Education, Entrepreneurship, How To, Investing, Business

4.8 • 953 Ratings

🗓️ 31 July 2025

⏱️ 46 minutes

🔗️ Recording | iTunes | RSS

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Summary

Click Here for the Show Notes In this episode, the focus is on challenging the common belief that mortgage interest rates are a critical factor in real estate investing. While it's true that higher rates can lead to increased monthly payments and reduced cash flow, this view is often considered shortsighted. The conversation highlights the importance of looking at the bigger picture, emphasizing long-term wealth-building strategies over short-term cost concerns. Real estate investors are encouraged to consider factors such as property appreciation, tax advantages, and overall return on investment, which can outweigh the impact of fluctuating interest rates. If you’re serious about growing your real estate portfolio, start shifting your mindset—look beyond rates and focus on long-term value. Be sure to subscribe and share this episode with fellow investors looking to level up their strategy. Contact Us to schedule your call today. -------------------------------- Throwback Thursday Episode (The episode originally took place in the year 2023) This episode is part of our Throwback Series and may include references to older content such as webclasses, events, promotions, or links that are no longer active or available. While the conversation and insights still hold value, please note that some information may be outdated. -------------------------------- If you missed our last episode, be sure to listen to Single-Family vs. Multifamily: The Pros, Cons, and What No One Tells You Download your FREE copy of: The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. Our team of Investment Counselors has much more inventory available than what you see on our website. Contact us today for more deals.

Transcript

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0:00.0	Welcome to passive real estate investing, the show where busy people like you learn how to build substantial passive income while creating wealth for the long term. And now, here's your host, Marco Santorelli.
0:13.1	Hello, my friends. Welcome back to passive real estate investing, where we dive into the world of real estate investing, among other related topics to help you with your real estate investing journey.
0:23.9	Today, we're doing something a little different. We're going to take a trip down memory lane and showcase an important
0:30.1	episode from the past on what we call our throwback Thursday episode. Now, whether you've been with us
0:36.4	since the beginning, which goes back to
0:37.9	2015, or you're tuning in for the first time, this episode is a must listen. We are revisiting
0:45.3	one of our more popular episodes from the past. And believe me, what we discussed back then,
0:50.9	whether it's six months ago or six years ago, is just as relevant today. So sit back,
0:56.9	relax, and let's rewind the clock for this great episode. Enjoy. Today, it's going to be something
1:02.6	a little bit more interesting because we're going to talk about why mortgage interest rates
1:07.7	don't really matter. And you might be scratching your head saying, well, how's that possible?
1:12.2	If rates go up, that means my mortgage payment goes up, my cash flow goes down, and that
1:17.5	is a big deal.
1:19.4	Well, that may be true, but maybe you're being myopic or short-sighted, and we're going to talk
1:24.2	about that.
1:25.2	So I brought my friend and trusted mortgage loan
1:28.4	originator. Aaron Chapman back to the show. Aaron has been a veteran in the finance industry since
1:34.0	1997. This guy's been around for a very long time and he's been focused on real estate investors
1:39.3	specifically. So he's not your typical mortgage broker or loan originator that does loans for homeowners.
1:46.4	No, he does mortgage loans for real estate investors.
1:49.9	And he has a big team.
1:50.9	He's got 22 staff on his team that help him and our clients, obviously, invest in real estate
	...

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