TBT: Ask Marco - Is It a Good Idea to Buy a Multi-Unit, Live in One Unit and Rent the Others?

Passive Real Estate Investing

Real Estate Investing with Marco Santarelli, Investor and Entrepreneur.

Business:investing, Education, Entrepreneurship, How To, Investing, Business

4.8 • 953 Ratings

🗓️ 13 November 2025

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Summary

Click Here for the Show Notes In today’s Throwback Thursday Ask Marco episode, Marco revisits a timeless question from Martin, who’s preparing to pay off his debts and move from Central California to Central Oregon. Martin wants to know whether buying a multi-unit property with an FHA loan—living in one unit while renting out the others—is a smart move. Marco breaks down the strategy known as house hacking and explains how it can help you live rent-free (or close to it) while building equity and learning the ropes of real estate investing. He also shares key tips on budgeting, running the numbers, and making sure the investment truly makes sense. If you’ve been thinking about getting started in real estate or maximizing your first home purchase, this short but value-packed episode is for you. And remember, if you enjoy these Ask Marco sessions, make sure to subscribe so you never miss an episode! -------------------------------- Throwback Thursday Episode (The episode originally took place in the year 2021) This episode is part of our Throwback Series and may include references to older content such as web classes, events, promotions, or links that are no longer active or available. While the conversation and insights still hold value, please note that some information may be outdated. -------------------------------- If you missed our last episode, be sure to listen to TBT: Ask Marco - Is it Better to Use Our Cash or Home Equity to Invest in Real Estate? Download your FREE copy of: The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. Our team of Investment Counselors has much more inventory available than what you see on our website. Contact us today for more deals.

Transcript

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0:00.0	Welcome to passive real estate investing, the show where busy people like you learn how to build
0:05.7	substantial passive income while creating wealth for the long term. And now, here's your host, Marco
0:11.7	Santorelli. Hello, my friends. Welcome back to passive real estate investing, where we dive into
0:17.9	the world of real estate investing, among other related topics, to help you with your real estate investing journey.
0:23.6	Today, we're doing something a little different.
0:26.4	We're going to take a trip down memory lane and showcase an important episode from the past on what we call our throwback Thursday episode.
0:34.7	Now, whether you've been with us since the beginning, which goes back to 2015,
0:39.0	or you're tuning in for the first time, this episode is a must listen. We are revisiting one of our
0:45.6	more popular episodes from the past. And believe me, what we discussed back then, whether it's
0:51.1	six months ago or six years ago, is just as relevant today. So sit back,
0:56.6	relax, and let's rewind the clock for this great episode. Enjoy. Today's question comes from
1:03.1	Martin, but before I get to his question, just as a reminder, this is going to be a quick
1:07.1	five-minute episode. And if you like these short Ask Marco episodes, remember to
1:12.3	subscribe to the show. That way I can keep getting these out to you and keep recording them,
1:16.7	and you will be notified when they come out and you'll just see it in your stream.
1:20.9	All right, Martin asks, is it a good idea to buy a multi-unit, live in one unit, and rent the others?
1:30.3	So he says, hi, Marco, I've listened to you for about four of your episodes, and I really appreciate how informative and quick your episodes are.
1:36.0	My question to you is, me and my wife are getting rid of some loans that we've carried
1:41.2	ever since we got married, and we are about three to four months out to
1:44.3	pay them off. We are planning to move from central California to central Oregon, currently renting
1:50.7	and planning to get our first property as we move to central Oregon. Is it a good idea to acquire
1:56.2	a duplex or triplex through an FHA loan as a primary residence due to the low interest rate, live in one of the units,
	...

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