Tax-Savvy Income Strategies, Stock Gains Without Selling, and Insurance Insights

Allworth Financial‘s Money Matters

Allworth Financial

Business, Business:investing, Investing

4.9 • 782 Ratings

🗓️ 27 December 2025

⏱️ 40 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

In this episode of Money Matters, Scott and Pat tackle real-world financial planning questions that could save you thousands. They cover key tax-savvy income strategies, help a caller decide whether to cash out a $350K whole life insurance policy, and clarify the confusing tax rules on after-tax IRA contributions. You’ll also hear how one investor turned a concentrated stock position into $90K in annual income—without selling a single share. This smart use of covered calls shows how modern income strategies are evolving beyond traditional methods. And yes, they weigh in on the latest hype around gold investing—and why it’s often a distraction from sound long-term planning. If you’re thinking about insurance, taxes, or smarter ways to turn assets into income, this episode is packed with insight. Join Money Matters: Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here. You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Transcript

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0:00.0	Hey, Scott Hansen here. Pat and I hope you're having a great Christmas holiday weekend.
0:04.3	But while we're away, we've got a great show plan for you.
0:07.6	We're talking about gold, insurance, tax strategies, and turning some stock into income.
0:12.6	And of course, we're taking your calls.
0:14.2	And if you like the show, please follow us on your favorite podcast platform, rate and review the show, and subscribe to our YouTube page.
0:22.1	Would you like an opinion on a financial matter you're dealing with? Whether it's about
0:26.0	retirement, investments, taxes, or 401ks. Scott Hansen and Pat McLean would like to help you by
0:32.0	answering your call to join Allworth's Money Matters. Call now at 83399 Worth.
0:38.0	That's 83399 W-O-R-T-H.
0:42.7	Welcome to All-Worth's Money Matters, Scott Hanson.
0:45.0	Pat McLean, thanks for joining us, right?
0:47.0	Glad you are here with us.
0:49.0	If you want to, we love taking calls, answering questions, you throw our way.
0:53.4	So if you want to join us, you send us an email at questions at money matters.com.
0:58.3	And we've got some good calls lined up today.
1:01.2	We'll be talking about.
1:02.5	Before we do that, Pat, gold.
1:05.9	I want to talk about gold for a bit.
1:07.4	We don't talk about that very much on the program.
1:12.2	It's the strangest thing.
1:14.9	Well, I read an article last week or the week before about Costco limiting the number of
1:23.7	gold bars you can purchase in the store.
	...

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