Target Date Funds, Exchange Traded Notes, and How to Handle a Windfall: We Answer Listener Questions

Money Tree Investing

Money Tree Investing Podcast

Stockmarket, Valuestocks, Investing, Finance, Passiveincome, Wealth, Business, Personalfinance

4.6 • 658 Ratings

🗓️ 27 July 2018

⏱️ 39 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

We are starting the next 200 episodes with another Listener Questions episode:

Michael is 35 years old, has no debt, and $30,000 in his checking account. He contributes 3 percent of his earnings to his company’s 401(k) to gets the match. Michael wants to get more aggressive with his investments. Should he contribute more or just change out of a target date fund?

John wants to understand the difference between an exchange traded note and an exchange traded fund. Also, inverse index ETFs like DXD or XQQQ, which are leveraged shorting of the NASDAQ and DOW respectively, is it not true that over time the value must degrade towards zero as markets invariably rise over long periods of time and the ETF price is designed to increase only when the index falls? Why invest in inverse ETFs?

Semone feels like she can stand the volatility of the market, but wonders if it is time to increase her position with bonds in her portfolio.

Jerry and his wife received a small windfall. His wife wants to pay off the car and mortgage, but Jerry thinks it’s time to invest because they have nothing saved other than a little money in a 401(k).

Devin Carroll from Social Security Intelligence and the Big Picture Retirement podcast joins us to answer these questions.

For more information, visit the show notes at http://moneytreepodcast.com/201

Transcript

Click on a timestamp to play from that location

0:00.0	Welcome to the Money Tree Investing Podcast.
0:04.0	Stock market, wealth, personal finance, value stocks, invest in your life.
0:10.0	Hey everybody, welcome to the Money Tree Investing Podcast.
0:13.0	I'm Doug Goldstein today.
0:14.0	I am in the driver's seat and before,
0:17.0	Hey, what's that?
0:18.0	There's a buzzing going on there.
0:19.0	Hey Joe, what's with that buzz? I don't know, but it's all around me. It's like there's all these people talking on social
0:24.7	media and I'm wondering if maybe I can make some money off that online chatter, Doug. And it turns
0:30.2	out I can because the buzz index uses the same artificial intelligence techniques used by some of the
0:36.8	most sophisticated hedge funds.
0:38.5	And those techniques are at your fingertips and you can make their edge your edge.
0:42.3	The Buzz Index is licensed to an exchange traded fund.
0:44.8	Trades under ticker symbol BUZ.
0:46.6	You'll find out more at MoneyTreepodcast.com forward slash BUZ.
0:51.4	That's moneytreepodcast.com forward slash BUZ. We'll talk about it more, Doug,
0:55.7	later in the show, but let's get to the letters, man. Yeah, today is a great day because we've got a
1:00.9	number of really, really good letters from our fantastic listeners. And not only that, we have a guest
1:05.5	with us today, Mr. Devin Carroll, all the way from Texas. How you doing there, Devin?
1:11.2	Hey, thanks, guys, for having me. Love being on the show.
1:14.2	Yeah. Is there anyone else on the line, you know, from Texas?
1:16.5	Well, what's funny is not only from Texas, but from like three miles away. This is, we're the
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Money Tree Investing Podcast, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Money Tree Investing Podcast and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.