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Reality Radio for a really great future.

We're talking real money.

Hi, this is Tom Cock.

Well, inevitable it is.

Inevitable as the ray of sunshine coming to Seattle in June.

That's a ray of sunshine.

The index mutual funds having better performance than actively managed mutual funds

inevitable as the yes, swallows returning to San Juan Capistrano as they must each spring,

even in COVID-19 conditions. Well, when the market goes down, stocks go down, as they do, there's always the article or two about

how target date mutual funds have let you down. And God bless her, Liz Weston, I do read her

work regularly. She writes for a nerd wallet. She's a very good writer. She gets published

in the Seattle Times, I believe, locally. And usually I agree with their opinion. And in this article at the

end, I do agree because she says probably a good idea to get fee-only fiduciary advisor advice.

I'm with you there, Liz. But the headline is, is your target date investment letting

...