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Focus on the Family Equipping Parents Podcast

Talking to Your Teens About Money

Focus on the Family Equipping Parents Podcast

Focus on the Family

Parenting, Kids & Family

4.41K Ratings

🗓️ 8 January 2026

⏱️ 16 minutes

🧾️ Download transcript

Summary

Conversations about money are some of the most critical discussions you'll have with your teens. Danny opens up about when he started talking to his kids about finances. Also, Jim Daly speaks to Dr. Ken Wilgus and Jessica Pfeiffer about how you as a parent can encourage your teens to manage their finances.

 

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Transcript

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0:00.0

Chat GPT and AI can offer you ideas and attempt to give you answers, but it can't listen with compassion,

0:07.1

pray with you, or guide you with wisdom shaped by faith. When life feels overwhelming, real human connection matters.

0:14.8

At Focus on the Family, we believe in the power of professional help and biblical wisdom.

0:20.3

That's why we offer a free, confidential consultation with a caring Christian counselor

0:25.2

to walk with you through life struggles.

0:27.9

Whether you're navigating challenges in marriage, parenting, anxiety, grief, or something

0:33.2

else, our counselors are here to help.

0:36.0

If you're hurting, don't wait. Hope is real and healing

0:39.4

begins with a conversation. Request your free confidential consultation today. Call 1-800-A-family. That's

0:47.8

1-800-232-6459 or visit focusonthefamily.com slash get help. That's focus on the family.com

0:58.3

slash get help. So before your teen really gets into the adulthood years, it's critical for you

1:08.2

to have a conversation about money. But where do you start? How do I

1:13.3

make sure he or she is listening? What if I'm not so good at money? What do I do then? That's what we're

1:20.2

talking about today. I'm John Fuller, along with our vice president of parenting, Dr. Danny Werta.

1:25.7

Danny, how early in the process of raising your two kids? Did you have the

1:29.2

discussions about money? Yeah, we tried to do it very early. Just the value of money. I like carrying

1:37.2

cash with me those early years, so they could see that something was, well, now it's the card

1:43.5

and there's no need for lessons,

1:46.0

but it was showing the amount, the volume, that something cost and opportunities to

1:53.8

learn the value of how much work it took to gain that money. And so if they did some extra

1:59.9

jobs, being able to gain a little bit of money, and then if they wanted to purchase something, being able to take that money with them and see, is this worth that much? It took me an hour, two hours, three hours. And now it's in the investment of time and effort and does this object is it the same

2:20.3

value as that so we started pretty early kindergarten preschool somewhere around there we were talking

...

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