meta_pixel
Tapesearch Logo
Log in
Financial Audit

Taking Out Student Loans To Buy Fast Food 3 Times A Day

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4894 Ratings

🗓️ 7 July 2023

⏱️ 40 minutes

🧾️ Download transcript

Summary

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Do you even know how much money you make?! 03:11 Graduate school 05:19 You look like... 05:54 Very bad spending! 06:55 GOING OUT TO EAT THREE TIMES A DAY 16:53 F YOUUUUU 17:35 Why holding CC interest?! 20:10 WHAT ARE YOU TALKING ABOUT 22:54 Very weird mortgage?? 27:30 Clean up this mess! 34:00 Get your crap together... 39:27 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

Say hello to the next generation of Zendesk AI agents built to deliver resolutions for everyone.

0:05.3

Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of

0:10.5

interactions instantly. That's the Zendesk AI effect. Find out more at Zendesk.com.

0:15.0

Hello, my name is Edwin-Baltista, and I'm 25 years old based in Austin, Texas, and you're watching

0:20.4

financial audit. What do you do for a living in Austin, Texas, 25-year-old? Yeah, so I am a management assistant for a local nonprofit here in the city, but we have offices throughout the state and our work impacts in multiple cities. Okay, how many hours a week do you work? I work about 25 hours a week. Okay. And what's your, is it salary?

0:38.6

Hourly. How much? $25 never. Okay. Do you think you hit that 25 every time or is that just about an average?

0:48.0

It's pretty much every time my paycheck's pretty consistent, like give or take an hour or two less.

0:53.1

What's your paycheck, biweekly or what?

0:55.1

Twice a month, yeah.

0:56.3

Okay, so before taxes, you're probably making about $2,700 on a monthly basis on average.

1:02.0

I would say more closer to $2,500.

1:05.2

Okay, so you don't always get $25 hours?

1:08.0

Not always.

1:08.8

There's maybe like one paycheck or two that I do like maybe like an hour.

1:13.1

I get not less than five for you know hours at the most, but it's in that range. Usually my

1:18.4

paychecks are relatively the same though. About $1,000 after taxes. Okay. Wait, $1,000?

1:26.9

$1,032. It's like usually what I. Wait, what1,000? $1,032.

1:47.1

It's like usually what I... Wait, what? It doesn't get cut in half. Oh, I mean, by paycheck, like paycheck is $1,000 and then per month, it's $2,000. It goes from $5,000 to $2,000. Where are you getting $5,000? $25,000. You said your weekly paycheck, your bi-weekly paycheck is like $2,500.

1:47.1

I'm working part-time. 5,000 to 2,000? Where are you getting 5,000? You said your weekly paycheck, your bi-weekly paycheck is like $2,500.

1:49.6

I'm working part-time, so only work 25 hours a week.

1:53.5

You said you make $2,500 by-weekly.

1:55.1

I meant monthly.

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from Caleb Hammer, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Caleb Hammer and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2026.