Every credit card bill comes with a due date. And if you pay the balance every month by the due date – you don’t pay any interest. But if you carry a balance month-to-month, the rules are different. You pay interest every day on the unpaid balance. So, the question is, if you make your payment earlier than the due date, do you save money? We start this episode by doing that math. http://www.bankrate.com/finance/credit-cards/pay-credit-card-bill-early-and-save-1.aspx Starting your own business is a romantic idea. But is it practical? Chris Guillebeau, author of The $100 Startup (http://amzn.to/2rc9dv4) shares the results of his fascinating research on people who started a successful business with very little money – and explains how anyone can do it. There is one particular app that is sucking your smartphone dry. And by that I mean it is sucking a lot of battery power and storage space. Which app is it? I’ll reveal which one and explain how you can easily live without it. http://mashable.com/2016/02/08/delete-facebook-app-iphone-battery/#OStOxq1kk8qi If you are one of those people (or you know one of those people) who works all the time and never takes a vacation or takes weekends off, you need to hear award-winning journalist Katrina Onstad, author of The Weekend Effect (http://amzn.to/2qPxRRl). She explores the harm this “all work – no fun” approach to life does to a person’s mental and physical health as well as to the quality of work they do. Learn more about your ad choices. Visit megaphone.fm/adchoices