Chicago, how you're feeling right now makes some nivories.

Yeah, yeah.

It's Lollapalooza, a steamy summer day.

The music is thumping.

Our colleague, Imani Mouise, was there last year.

You know, bright outfits, festival goers, lots of drinks flowing, cups and hands, things like that.

And it could be really overwhelming.

But steps away from the chaos of the festival, she found an exclusive hideaway.

You got access to this air-conditioned area. And then they had a private bar, flesh seating.

And one of the more popular amenities in this area was actually the bathroom

because they had flushable toilets as opposed to, you know, the porta-potties that can get very gross on a summer day.

Right. I mean, to be honest, half the time, when I'm invited to, like, go to a music festival or a concert,

I'm always like, what's the bathroom situation?

So I can understand the draw.

Hot commodity for sure.

And the key to unlocking this oasis of free food, booze, and flushing toilets?

You have to flash the right credit card.

And in this case, it's the Chase Sapphire Reserve card, which is their most premium card.

A credit card. In the last few decades, credit cards have done more than loan you money.

They've been symbols of exclusivity and access.

But those perks don't always come cheap.

The annual fee on Chase's most premium card has been climbing.

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