How can you really follow a financial plan when absolutely nobody knows what's going to happen to the economy or in their life in a couple of years? What happens to your financial plan if you lose your job or have a medical emergency that wipes out your savings? Helping us understand how to manage money and finances during the fog of life is a writer you know from the F*ck Off Fund, AND who you've read in the New York Times, Elle, Slate (and more)... Paulette Perhach. She'll be joined by Paula Pant from Afford Anything, and OG from "this here" podcast. Halfway through today's show our panel will be taking a little break while Joe talks to the founders of Digs. Saving up enough cash to buy your first home can be a long, difficult process. But... what if you had a 401k that you could save into for the big purchase? The guys from Digs are breaking down just how they're setting out to help people like you and me on today's FinTech segment. Finally, we'll maybe do our best job of answering a letter this year, when we help Aaron, who needs to know on how to get couples on the same note. Of course, we'll still save some room for Doug's amazing trivia. Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Learn more about your ad choices. Visit podcastchoices.com/adchoices