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Financial Audit

Sugar Baby Demands Money From Me | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4894 Ratings

🗓️ 2 July 2025

⏱️ 96 minutes

🧾️ Download transcript

Summary

▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join! ▶▶I CONFRONT HER- her attraction to me is... weird, so I have to fully address everything. Watch the post-show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶▶▶ Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 Streamline your workflow with real-time transcription and AI-powered summaries. 🛒 Get your Plaud Notepin today (use code CALEB for 10% off): https://bit.ly/4kCBemE 📦 Also available on Amazon: https://amzn.to/4l95VzP 🎙️ Automate Your Meetings & Calls with Plaud Notepin! Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free. Want an inside look at my investment portfolio? Follow me on Blossom Social to see how it’s broken down! 📊💰👉 https://blossomsocialapp.page.link/calebhammer ▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5 ▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay ▶ ▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ___________________________________________ ▶EDUCATION: 1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 2. *The best budgeting program online: https://calebhammer.com/budget 3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing 4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula 5. Everything you need for buying your first home to buy your first investment property: https://calebhammer.com/realestate/ 6. Get your own free Hammer Financial Score: https://www.calebhammer.com ___________________________________________ ▶RESOURCES 1. *I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium. 2. Checking & Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer 4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/ 7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 9. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone.

0:05.3

Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of interactions instantly.

0:11.9

That's the Zendesk AI effect. Find out more at Zendes.com.

0:15.1

To watch episodes of Financial Audit a week earlier, check us out on YouTube.

0:18.5

You can't retire just off of blowing dudes. For gifts. For money.

0:22.9

Sets for time. Sets for attention. Have you done that before? I did meet up with one once.

0:28.7

Sucking bick isn't what's going to save your life. And I could always find a sugar daddy if you wanted to maybe do that.

0:37.2

The tools to change your life have just been upgraded.

0:40.5

Download my budgeting app rebranded to Dollar Wise today and start your free trial.

0:45.3

Sign up for the annual version and I'll send you my budget-friendly cookbook that can't be purchased anywhere else

0:50.5

and I'll personally sign it and mail it directly to you.

0:53.0

Download the Dollar-Wise budgeting app today and take advantage of your free trial.

0:58.9

Hi, my name is Rain.

1:00.6

I'm from Salt Lake City, Utah.

1:02.3

I'm 26 years old and this is financial audit.

1:05.8

Yes, it is.

1:06.7

Thanks for coming down to Austin.

1:08.6

I appreciate it.

1:09.6

What do you do up there for a living?

1:29.7

I work in retail, just Home Depot driving a forkl down to Austin. I appreciate it. What do you do up there for a living? I work in retail, just Home Depot, driving a forklift. Driving a forklift. Okay, that's probably not much. In Salt Lake City, definitely not a chief city. One of my brothers lives there. I know that for sure. Housing market's brutal. Cost of living is quite brutal. All right. Yeah, so that's probably hard to live on.

1:30.4

What are you making?

1:32.3

21.03 an hour.

...

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