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Hey, this is Miles. I'm 23. I'm based out of Austin, and this is financial audit.

23. Okay. You're younger than I thought you

were so what do you do for a living I do field auditing so I work with banks of different sorts

and I go out to wherever they have their finances or wherever they're loaning money to

making sure that the places that they're loaning money to still keeps that money where

they say they are how much you make um probably about three to four thousand a month well is it three or

four thousand hours a month uh it varies depending on the gap oh so you're hourly uh it's piece rate so i get

a base rate so it's $25 base rate sure and then i per unit, and then I can bid on top of that for mileage or additional time. Is that what hit your account, or is that before taxes? Before taxes. So what hits your account on average on a monthly basis? It's $10.99, so that amount. What? $10.99? Oh, biweekly? It's $10.99. So I know I no but oh oh yes yes yes oh my gosh subcontractor

yeah no I got you I don't I think I'm tired I'm sorry okay are you setting 30% aside

for taxes yeah kind of yeah the kind of is pulling some heavy weight, because I don't see it anywhere.

Yeah, I try to.

Do you try to?

Do you do it or do you not?

I've been a 1099 for four years.

I usually use my income from January to March to save up enough to get to my...

Why, that's so...

$4,000 is what you've owed these last couple years?

Yeah, just about. After a lot of write-offs.

Why do you do it that way versus setting aside on a monthly basis just to make sure you're secure?

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