You're listening to Ramsey everyday millionaires, where we talk retirement, building wealth,

and outrageous generosity.

Washington Post is reporting that fidelity investments with its quarterly retirement

analysis has discovered the same thing that we already knew from the Ramsey study of

millionaires done a few years back, the largest study of millionaires ever done.

The title is of the article is Move Over Crypto.

A record number of workers are becoming millionaires with their boring 401Ks and IRAs.

I love to hear this news.

The more boring, the more excited I get as an actual investment strategy.

So here's what it says.

Meet the newly minted millionaires next door.

They didn't put all their money into Microsoft type stock that made them rich.

They didn't take a chance on speculating in crypto with its crazy volatility or start

a business that they sold to some billionaire.

No, these are government workers, civil servants, educators, military, folks, managers,

co-workers, clocking in, just like you.

And many never earned six-figure salaries, which we found in our millionaire study.

One-third never had a six-figure household income in a single working year.

And so when it's quarterly retirement analysis, fidelity reported that the number of IRAs

and 401K millionaires hit an all-time high.

That's impressive.

There it is.

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