Student Loan Payment Strategy
Jill on Money with Jill Schlesinger
Audacy
4.6 • 1.9K Ratings
🗓️ 22 September 2025
⏱️ 14 minutes
🧾️ Download transcript
Summary
Should I continue making income-driven repayments and hope that the Public Service Loan Forgiveness program isn't canceled, or should I pay off the full balance?
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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.
Transcript
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| 0:00.0 | Welcome to the Jill on Money Show. |
| 0:05.3 | It's Monday, September 22nd, and we are here trying to help you make better financial decisions, sometimes not even better. |
| 0:13.9 | We're just trying to help you wade through all these decisions that are kind of thrust upon you. |
| 0:19.8 | And sometimes that feels unfair, Like, oh, man, |
| 0:22.6 | this is so confusing. It's complex. Well, I get that. Mark gets that. We don't want you to do it |
| 0:28.5 | all on your own. We are here to help you out. Mark and I are both certified financial planners, |
| 0:34.1 | and we love talking to you about whatever it is that is going on and help |
| 0:39.8 | you figure out the way forward. And sometimes there are a lot of different ways forward. So get in |
| 0:44.9 | touch with us. Go to jillonmoney.com. Click the contact us button. Write us a note. And when you |
| 0:52.0 | are at the end of that form, there's a little box that says, would you like to come on the air live with us? |
| 0:57.0 | If you check the box, Mark will attempt to bring you on and hopefully it works for our schedules. |
| 1:03.4 | So that's great. While you're on the website, don't forget, you can sign up for the free weekly newsletter, which comes out every Friday. |
| 1:10.0 | Okay, let's kick it off. |
| 1:12.3 | We have got Logan, who joins us from Missouri. |
| 1:15.7 | Hello, Logan. |
| 1:16.7 | Welcome to the program. |
| 1:18.1 | Hello, how are you doing today? |
| 1:19.7 | Doing great. |
| 1:20.5 | What can we do for you, sir? |
| 1:21.9 | Well, I have a bunch of questions, mainly focused on student loans and my retirement savings plan, of which |
| 1:30.8 | I just, I started very, very late in life. You know what? It's okay. Sometimes the people I know |
| 1:37.5 | who started late really come around and just supercharged things. So this is not a problem. We are here |
... |
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