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You're listening to Ramsey everyday millionaires where we talk investing, retirement, building wealth and outrageous generosity. Mark is in Lima, Ohio.

Hey Mark, welcome to the Ramsey Show.

Hey, how you doing, Dave,

thanks to taking my call.

Sure.

After 30 plus years of being like everybody else buying everything on credit, house payments, multiple cars, all of that,

we did financial piece a couple years ago, kind of figured out that you know we've been dumb

had a house for 25 years that when we sold it to build a new

one we actually owed more on the house that we had owned for 25 years and what we paid

for it because you kept refinancing it yeah refinancing refinance and add-on, do this, do that. Anyway, we kind of got our heads out of our

rare end and in two years sold the cars, condensed all that stuff.

I'm currently driving an old piece of crap, paid off the house, wife retires early,

now we bet for you don't own a penny to anybody.

And I'm like now what you know you got cash sitting there and it's like like you know I want to

spend it and then the other other part of he says you know how dare you so I'm kind of like wrestling in my head with how do I kind of

open back up the purse strings and and and be smart about moving forward yeah that, that's good. Well, yeah, it's normal when you've been

going this fast so when you slow down it feels weird. That's a normal thing for most people.

Sharon and I went through that as well when we went,

you know, we went to the extremes to get clear of the past history of

misbehavior and once we got there we're like I'm not ever buying another car

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