Hi folks and welcome to the Meaningful Money Podcast. This is season 23, episode 11.

Yes, hello, hello, welcome back. Once again, dear, let's now welcome to you, Roch.

A good afternoon for one speed. I know, we're not doing this in the evening, we normally do.

Yeah, nice to see some daylight.

Yeah, nice little bit of lunch we had.

Yeah, I have to keep you sweet. I'm going to keep persuading you to come in here and help

me with this, but today we're going to talk about strategies for avoiding scams and fraud.

They said pretty messed up world out there and these scams, they just seem to continue to

proliferate. They do indeed. And that's why so many people hesitate to do online banking or

invest anything other than in their history. It's totally understandable and that becoming more

prevalent as time goes on. Yeah, that's right. So it's not just scams where people are deliberately

setting out to rob you of your money. So just recently we've had the FTX crypto scandal might

not affect many people listen to this, but I know it has for some of you because you've commented

in the group and stuff, but let's try and sort of help you to spot the bad guys and keep yourself,

your data and your money safe. So as always, after the main body of the show, we'll read a review

that's been left, answer a listener question, an absolute peach of a question today. I'm

looking forward to getting into that. And obviously, we'll announce what we're going to be talking

about next time. Yeah, I remember that the notes and links from today's show are at the show notes.

The only link you need to remember, remember, meaningful money dot tv s s is not s s is s f 11

strategies for 11. That's right. As always, let's start with everything you need to know.

Okay, so firstly, we need to know is that scams come in all kinds of different shapes and sizes

and vectors. That is, angles of approach, shall we say. I feel like vectors are sort of

...