Stop Obsessing Over Pennies While Ignoring the Plan

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 23 May 2025

⏱️ 87 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠ 📱 Watch the full episode for free in the Ramsey Network app. George Kamel and Jade Warshaw answer your questions and discuss: "Should we go through with a lawsuit to sue my brother?" "How do I pay off debt and spend time with my daughter after my wife left us?" "Should we take out a loan to build a mother-in-law suite?" "Are mortgage companies that offer 1% down a legitimate way to get a house?" "Should I continue paying my car off or have it voluntarily repossessed?" "How can we work out way out of debt that we're underwater on?" "Should I move in with my mom in order to pay off debt?" "I feel bad spending money on a pool even though I'm on Baby Step 7" Next Steps: ✅ ⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠ 💵 Start your free budget today. Download the EveryDollar app! 📈 For help with investing, get connected with a SmartVestor Pro. ❤️‍🩹 ⁠Get trusted insurance coverage that fits your budget. Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠Aldi⁠⁠⁠⁠⁠ 🌱 Get 10% off your first month of⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠ 📱Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today! 🏥 Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠ 🏡 Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠ 🔒 Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠ 🏦 Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle! 🥗 Save 15% on your first ⁠⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠⁠ order with code RAMSEY ⛨ Find top Health Insurance Plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠ 💸 To find out more about student loan refinancing, check out⁠⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠⁠ 💻 Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more 🗂️ Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠ 💵 Learn more about ⁠⁠⁠⁠⁠Timothy Plan⁠⁠⁠⁠⁠ 🏛 Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY 🔐 Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠ Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:13.7	Live from Ramsey Network, this is The Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships.
0:21.9	I'm George Camel, joined by bestselling author Jade Warshaw, and we are here to take your calls
0:26.8	and help you take the right next step with your money and your life.
0:30.1	Give us a call at AAA 825-5-225.
0:34.3	Carrie is our first victim here in Bend, Oregon.
0:36.9	What's going on, Carrie?
0:38.7	Hi, you guys. How can we help? So I have, I have, it's kind of an emotional question,
0:45.4	but basically our brother-in-law has not done what he was expected to do as the executor of a will
0:53.9	that we would be involved in.
0:56.9	And it got to the point where we would need a lawyer.
1:00.4	So that is my question.
1:02.5	Should we pursue a lawsuit, even if we don't have the money for a lawyer,
1:09.0	but we would probably have the money once the lawsuit was settled.
1:13.3	Well, you got to tell us more. Make your case for us here.
1:17.5	Okay. So my father-in-law passed, my father-in-law passed away in 2018 and left everything to his
1:25.0	wife, which is my stepmother-in-law.
1:28.4	She passed away in 2020, leaving everything to her son, which is a stepbrother,
1:35.2	and then two other brothers.
1:39.3	The stepbrother, that's the executor of the will, went and sold everything in the house,
1:46.0	sold the house, the land, all of it.
1:49.0	Okay.
	...

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