Stop Letting Your Financial Past Ruin Your Financial Future

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 30 August 2024

⏱️ 82 minutes

🔗️ Recording | iTunes | RSS

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Summary

📱Watch the full episode for free in the Ramsey Network app. George Kamel & Dr. John Delony answer your questions and discuss: What to do after a large inheritance changes your life, Working in an industry that promotes debt, "I'm tired of funding my adult kids' lives", "Making money doesn't change who you are", What to do when the financial aid doesn't come through Support Our Sponsors: Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today Churchill Mortgage: Get started at ChurchillMortgage.com Health Trust Financial: Discover Top Health Insurance Plans, All in One Place. BetterHelp: betterhelp.com/Delony to get 10% off your first month Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🚢 The Live Like No One Else Cruise is booking fast! 🏆 Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year! 💵 Start your free budget today. Download the EveryDollar app! 💸Enter The Ramsey Cash Giveaway for a chance to win $10,000! 📚 Shop the $12 Sale to get life-changing tools to help you make real progress! Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	The From Ramsey Network, it's the Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships.
0:23.3	I'm George Camel joined by best-selling author Dr. John Deloney and we're taking your calls
0:27.8	at AAA 825-525.
0:31.6	Don't be shy, give us a buzz and if you're kind and you've got a great question
0:36.0	Christian will let you through and we'll try to give you the best advice we can.
0:40.4	Or if you're not kind that's fine. Well I think if you a jerk, I don't think that's going to help your chances.
0:45.5	It might.
0:46.5	Is that work for you?
0:47.5	No, it doesn't, but it makes good radio, I guess.
0:50.3	Just be kind as a good life.
0:51.8	It's a good life principle to live by.
0:53.7	And would you know it? John and Fort Worth, Texas is kicking us off.
0:57.0	This guy's from Fort Worth. He's from the 817. He's from the right side of
0:59.8	DFW. He's gonna be kind. What's up, John? Salt of the earth. What's going on? I'll try to be kind what's up John salt to the earth what's going on I try to be kind how you guys doing excellent
1:06.7	I understand that when an Oklahoma comes into town that makes it really tough but you're trying I appreciate you. It's a whole different story then.
1:14.0	What's up?
1:16.0	Okay I'm 57 years old.
1:18.0	I've got 51,000 in debt. I've been served on three of the accounts and just don't know where to go.
1:31.0	I'm considering chapter 7, but I'm considering chapter 7 but I don't know if I have any better options or not.
1:37.0	Well a better option is not filing bankruptcy for sure that's going to implode your financial life.
1:43.0	What kind of debt is the 51?
1:45.0	I've got four credit cards and one unsecured loan.
	...

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