The Hi everyone today I'm thrilled to meet with Steve Mandel. Steve is the CEO and co-founder of both by many.

An intro tech startup will very well known in the UK market.

I'm sure you have been to this great ad on TV with this beautiful lady and a pet.

Bold by many is making the world a better place for the pet parents through its tech

enabled insurance. The Pet Insurance was launched in 2017,

both by many was set up nine years ago between Steve and Guy, the two co-founder of the business.

Bob Mani was a pent insurance provider of the year in 2021, and won multiple awards for its product and from

insurance choice rules. So let's hear a little bit more about Steve, why he's set up both by many and his background within insurance. So hi Stephen. Stephen. So, being lovely to see you. How are you? I'm very well. It is a pleasure to have you how are you I'm very well it is a pleasure to have you today the

pleasure is all mine as always thank you and you know all the viewers who are

going to view or listen to this podcast I hope will learn so much and get so excited about the insurance and how innovation comes into our space every day.

I hope that's true. I hope that's true.

I hope that we can inspire just a few people to be excited about insurance in the way that you and I are.

So I would like to start you know this little discussion about talking about who you are

What got you into insurance in the first place? Okay, so so I have a slightly sad answer to that question in the sense of that insurance started for me a very long time ago.

I'm a qualified actor, I studied maths at university like many actuaries and I went straight into being an

actually at the age of 21 when I left my undergraduate studies and qualified as an

actuary about three or four years later than that.

And I've been working in finance ever since, but not in insurance.

So my first few years as an actually was spent in the pension space and then after that I transferred and set up in fact the first start up I was involved with was a start up in the investment consulting space in the middle of the 90s.

And from there I became a management consultant and then went on to do the second and third and fourth startups all in the

finance space but none of them to do with insurance or none of them directly to do

with insurance. So Hanong can ask you how long have you been working with?

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