Hello and welcome to the Automotive News Shift podcast, where we bring you the latest on

automotive technology, trends, and transformation. I'm Molly Boygan, tech and innovation reporter

at Automotive News. Our guest today is Stefan Keese, senior partner at Rollenberger North America.

We spoke about how the Iran War is constricting the supply of helium. That element is key

for manufacturing semiconductors, which form the basis of advanced driver assistance systems

and electric vehicles. It may shift certain mix.

It may delay the delivery of high-end AIDA systems.

It may also shift the OEMs a little bit back towards ice and hybrids.

But first, let's talk about the week.

For that, I'm joined by my colleague Paige Hodder, who covers retail for automotive news.

Hi, Paige.

Hi. Thanks for having me.

Thanks for joining us.

So, Paige, you wrote last week about what lenders and F&I offices need to know about using artificial intelligence and protecting themselves from the associated compliance risk.

How are these stakeholders using AI now that may set them up for issues in the future?

Yeah. So, I mean, they're using AI in lots of different ways. And none of them are necessarily

inherently risky, but it depends on how you're using it.

And so a lot of lenders these days are using AI to actually make credit decisions.

You know, look at a bunch of a data about page, you know, credit score, lines of credit,

XYZ, and making a decision, do I want to lend?

And if I do, you know, how much for what rate, XYZ? But it gets a

bin more into the weeds than that. You know, I don't know if you've ever spent a lot of time around

...