Welcome to Before Breakfast, a production of IHeart Radio.

Good morning. This is Laura.

Welcome to the Before Breakfast podcast.

Today's episode is going to be a longer one, part of the series where I interview fascinating people about how they spend their time

and any advice they have for the rest of us. So today I am delighted to welcome Joel Larsgard

and Matt Altmix to the show. They are better known as Joel and Matt, the hosts of the

How to Money podcast. So today we are going to be talking financial tips alongside

productivity ones. So Joel and Matt, welcome to the show. Thanks for having us. I didn't realize

we were fascinating. We appreciate you having us all. Yeah. Well, I've been listening to you guys for a long

time. So I've been following all the details of the lives of Matt and Joel

and their various kids and two minivans. You each have matching minivans, right? True story. We do.

Actually, mine just rolled over 175,000 miles. It was a badge of honor. I made the kids watch the

odometer as it rolled over and we all did a little dance in the van while we did that, yeah.

Hopefully strapped it.

Indeed, yeah.

You're wonderful. So, you know, listeners to this show love hearing about people's routines.

So I would love to hear if either of you guys have either a morning routine

or another routine at a different point of day that really helps make your life more functional.

Sweet. Okay, so I'll share Laura. So for the past two years, I've been working out. And specifically,

the past two months, I've been working out on a daily basis.

This is something that I wanted to incorporate more into my life.

And I have never been an early morning riser kind of person.

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