Starting a Business, Cardi B, and the Problem with Afterpay
The Stacking Benjamins Show
Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP
4.4 • 2K Ratings
🗓️ 18 February 2019
⏱️ 60 minutes
🧾️ Download transcript
Summary
Nearly everyone has had a "great" business idea. However, as mom says, "the devil is in the details," and great businesses aren't built on ideas, they're built on successful implementation and follow through. To help you set up either your next side gig or start your next big venture, we're excited to talk to Maria Aspan, Editor at Large for Inc. Magazine. She'll discuss where to look for financing, the importance of a business plan (is it really important?), how to ask family for money, when to include venture capitalists, and more. She'll also share some fantastic success stories from people who've already accomplished what many of our listeners want to learn.
Plus in our headlines segment millennial money expert Stephanie O'Connell stops by the basement to discuss the new layaway alternative, Afterpay. Here's how it works: pick out what you want today and pay for it later. Does that sound somewhat like a credit card? Stephanie breaks it all down during our interview. And in our second headline, Cardi B is speaking out against people who are taking jabs at her spending habits. She says she's spending over $300,000 per month and can't lower her bills any more. What's her reasoning? We'll jump into her personal financial issues and talk about responsibilities during our second headline.
And in our Haven Life Line, Dustin has his investments for his son's college in the market. With college quickly approaching, where should Dustin be moving his money? Then we'll take a letter from Chris, who wants more information on the rule of thumb many of us have heard, of having a certain threshold of money saved by different ages.
As always, we'll still save some time for Doug's (completely epic) trivia.
Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings.
Thanks to LinkedIn for supporting Stacking Benjamins. Go to LinkedIn.com/sb and get a $50 credit toward your first job post.
Learn more about your ad choices. Visit podcastchoices.com/adchoices
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Transcript
Click on a timestamp to play from that location
| 0:00.0 | Who's winning hold for an important message fresh from the basement? |
| 0:05.8 | All right. |
| 0:07.5 | Let's do this, people. |
| 0:14.4 | Live from Joe's Mom's Basement, it's The Stacking Benjamin Show. |
| 0:33.1 | I'm Joe's mom's neighbor, Doug, and today we're really giving you the business. |
| 0:34.2 | Wait, wait. |
| 0:35.4 | What's that? |
| 0:37.0 | Oh, we're not? Okay, all right. Hey, my? Oh, we're not. |
| 0:44.2 | Okay, all right. Hey, my mistake. Today, we're talking about going into business. |
| 0:57.4 | Doesn't sound like as much fun for me, but maybe you guys will like it. Hey, ever wonder about starting your own side gig or maybe next great entrepreneurial adventure? Here to help, we welcome from Inc. Magazine Maria Aspen. |
| 1:03.2 | Plus, in headlines, millennial money expert, Stephanie O'Connell joins us to talk about new layaway alternative, afterpay. |
| 1:06.1 | Should you be using it? |
| 1:07.7 | Plus, Cardi B finds it hard to meet her bills. |
| 1:10.4 | We throw out the Haven Lifeline and still save time for you. using it. Plus, Cardi B finds it hard to meet her bills. |
| 1:16.6 | We throw out the Haven Lifeline and still save time for you to watch the Wizard of Trivia podcast segments, do his business. |
| 1:19.3 | Well, not do his. |
| 1:21.2 | Anyway, and now, two guys who someday may enter the podcasting business, it's Joe and oh, jit, jit, jat, jat, jit, jit, |
| 1:30.5 | gee. |
| 1:36.4 | Well, we, we hope to someday become podcasts. |
| 1:39.8 | Listen, on my tax forms, this is a business that produces a loss every year. It is not a hobby. Do not do it for hobby purposes. You know that. I think we're way past the number of years in a row you can take a loss for a business. Uh-oh. Yeah. Good thing. They'll never find me. It's not good. Do we call that then a lost leader? Ah. That's me or you. We're both lost leaders. We are just completely lost on this open. Hey there, everybody. I'm Joe Sal C. Hi, I have Joe Money on Twitter and across the card table kicking off another week. Happy President's Day to Mr. O.G. You know, today's supposed to be a holiday to celebrate Abraham Lincoln. I think. I'm not sure which president |
| 2:18.8 | in particular we're supposed to celebrate. It's like rotates. I think we should celebrate like |
| 2:24.2 | McKinley Miller, Fillmore, Grover, Cleveland. Just how come there's not more people named |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.