One of the things that I want to talk about today is something that you guys have heard

me talk about.

But frankly, I think it's totally underrated in terms of making money.

And pretty much everybody that I know who's made a lot of money and many of you are interested

in making money.

That's probably why you're listening to me.

That and you want to use your money to help other people.

Why?

Because once you have money and you take care of yourself, guess what?

And you can take care of other people.

And the main thing is that I want to talk about and I'll finally get to the point is

starting small.

Now before you say Bill, Bill, we've heard start small before.

Let me just explain the importance of starting small.

In this world that we have, right, there's something called rate of change.

Rate of change.

If you're not familiar with it, you really got to look it up.

But rate of change is very important in a fancy word called calculus.

And calculus is basically the study of continuous change.

I don't know if many of you know that, but that's really what it is.

That's really what the fancy word of calculus is.

Is the study of continuous change or rate of change.

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