You are about to listen to a BBC podcast and I'd like to tell you a bit about what goes into making one.

I'm Sadata Sese, an assistant commissioner of podcasts for BBC Sounds.

I pull a lot of levers to support a diverse range of podcasts on all sorts of subjects,

relationships, identity, comedy, even one that mixes poetry, music and inner city life.

So one day I'll be helping host develop their ideas, the next fact-checking, a feature,

and the next looking at how a podcast connects with its audience, and maybe that's you.

So if you like this podcast, check out some others on BBC Sounds.

BBC Sounds, music, radio podcasts.

Hello, welcome to this Moneybox podcast.

70,000 victims of fraud are sent texts by the police, asking them to make contact.

Will their banks be texting them too?

And people from ethnic minorities are paid less than people in the UK who are white. We ask why and what can be done about it.

But first, more listeners have been in touch about problems with mortgages after they have their

lofts insulated using a product called spray foam. Two weeks ago we told you about a warning from one of Britain's largest mortgage lenders nationwide

to avoid badly installed spray foam.

But we reported also that one listener had spray foam installed professionally by a reputable firm

and still had problems selling her house.

And she's not alone.

Our reporter Dan Whitworth has been finding out

more, Dan. Well, Paul, I've been hearing from surveyors, estate agents, one of the largest spray

foam manufacturers, lenders, mortgage brokers, and the Equity Release Council, to name just a few.

But the most illuminating testimony has come from the homeowners I've been speaking to, and that's

...