Hello and welcome to the Intelligence on Economist Radio. I'm your host, Jason Palmer.

Every weekday we provide a fresh perspective on the events shaping your world.

Climate change threatens homes, businesses and livelihoods. How to mitigate all that

risk by insurance. But here's the thing, climate change is threatening that industry too

and slowly making much of the planet uninsurable. And a look back at the life of Jan Ruff-O-Hern,

a woman who remained silent for 50 years about being sexually abused at the hands of Japanese

soldiers. But when she spoke up, she became an advocate and an example for survivors like her.

First up though.

In Afghanistan this weekend, voters will choose a president for the fourth time since the Taliban

regime was toppled in 2001. Poles in the country are never straightforward or calm.

Tomorrow's election takes place amid total chaos. I mean, Afghanistan has been at war in some

form another for more or less 40 years now. The US and NATO have been present fighting there

for a good 18 years. Edward McBride is our Asia editor.

That war that they have with the Taliban has been going very badly and the Taliban control

and ever increasing amount of territory. That fight has claimed 4,000 civilian lives in the first

half of this year according to the UN's reckoning. The election comes as the government is trying to

gain a foothold in peace negotiations with the Taliban. But the insurgents think the whole

process is illegitimate and are threatening to disrupt the vote with more violence.

Even within the government, there's terrible infighting. Indeed, the election pits the two

most senior government figures against one another. It's all a familiar story. The last presidential

election in 2014 was down to the same two men. Ashraf Ghani, the current president,

and Abdullah Abdullah, the chief executive. As before, there are widespread worries about

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