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All economic and performance information is historical in nature and is not indicative of any future results.

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Diversification and asset allocation strategies do not assure profit or protect against loss.

Never make any investment or financial decisions based on information offered on this show

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Financial planning services offered through Jim Solnior and Associates LLC, a registered investment advisor.

This is the retirement and IRA show coming to you from beautiful Northern Colorado.

Join us as certified financial planner Jim Sonier, as well as Colorado State University Finance Instructor and Certified Financial

Planner Chris Stein teach you about IRAs, borrow-in-case, annuities, Social Security, pension

plans, and estate planning in a fun and enjoyable show. Whether you are listening live in Colorado

or streaming from their website or iTunes podcast, Jim and Chris want you to know that they're

available to help you plan for your retirement. Just visit their website at Jimhelps.com.

That's Jim H-E-L-P-S dot com and click the Meet the Team button on the homepage.

Now here's Jim and Chris with today's show.

Hello again and welcome to the homepage. Now here's Jim and Chris with today's show. Hello again and welcome to the Retirement and IRA show EDU edition for this week.

We got the same guest we had last week. We didn't quite finish up with Kevin Sebesta from

the Rock Retirement Club. I'm going to chat with him about retirement planning issues and approaches, et cetera. And we kind of left you with a cliffhanger,

which we'll pick up on as we get into this show. I did want to make mention we ended up

recording this show several days ago. So if there's been any worldwide events happen that are of substance that you're wondering when we were not talking about, that might be why.

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