Welcome to Good Money, where we help you grow your net worth so you can use it for good.

This is the place where we believe money is not bad and

you should have a lot more of it. I'm your host Derek Kenning. I have a question

for you if one of your income sources went away today would you

have to change your lifestyle tomorrow? Wow that's straight from my friend

Chris Harder who's on today's show. Chances are the answer to that powerful

question is yes if you lost a stream of income you'd probably have to live differently.

And today, Chris and I want to help you change that.

Chris shares why having just one stream of income is a recipe for financial failure.

How to know when it's okay to splurge on a big item

and the key rules of wealth he's lived by

to grow several multi-million dollar businesses.

Plus, he breaks down all you need to know about

NFTs and Bitcoin and why people want to work with givers. Givers simply make more money. Keep listening to find out why. Chris, it's

great to see you my friend. Welcome back to good money. Well Chris, you made a

name for yourself as one of the fastest rising young executives in the banking industry,

and then you lost it all in the 2008 recession.

And it was then that you began to study the habits of entrepreneurs and

millionaires and today you and your wife Lori have ownership in several

multi-million dollar businesses and one of the premises that I love most about what you do is

you want to make money to do more good in the world and so let's start with your story how did you

lose it all what was that like and what were some of the lessons that you took away from that experience?

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