Today is Saturday, January 7th. New year, new financial goals.

A recent survey found more than half of Americans who set New Year's resolutions are focused on money.

And yes, inflation and the risk of a recession are said to be some of the top motivators.

So what does it really take to make a significant shift in your spending, saving, and earning?

And ultimately, your net worth. Our guest expert today started her money journey with about

$15,000 to her name and increased her net worth to $600,000 in less than five years.

Now, talking money is her full-time job. Katie Getty-Tossan is a blogger and the host of the

podcast, The Money with Katie Show. Her mission is to help regular people become wealthy.

She shares which money mindset finally gave her enough motivation to stick with her new goals,

and she offers advice for which areas of life to focus on first when you're ready to make a change,

even in an uncertain economy.

Welcome, welcome to The Newsworthy Special Edition Saturday, when we sit down with a different

expert or celebrity every Saturday to talk about something in the news.

Don't forget to tune in every Monday through Friday for our regular episodes,

where we provide all the day's news in 10 minutes.

I'm Air Commandy, it's now time for today's Special Edition Saturday.

Katie, thanks so much for coming on The Newsworthy.

Thank you for having me. I'm so happy to be here.

Okay, so before we get into all the financial advice, can you first tell listeners a little bit

about your personal journey with money so they can feel inspired and know where you're coming from

on this? My personal journey, I think, is best summed up by kind of describing it as like a seeing

the light moment. My moment was pretty anticlimactic looking back on it. It was really just

...