Welcome to the Dividing Cafe weekly market commentary focused on dividends in your portfolio and dividends in your understanding of economic life.

Welcome to the Bonson Group's special 2021 kickoff. Market Outlook, January 6, 2021. Our host for today's call is David Bonson, the Bonson Group's founder, managing partner, and

Chief Investment Officer, and Scott Gam of Strategy Voice Communications.

Gentlemen, you may begin.

The biggest rookie mistake after nine months of Zoom, staying on mute.

Welcome to 2021, everybody.

And Scott, thank you for joining us here today.

For those of you joining this call for the first time,

my name is David Bonson, and we'll just do a little quick housekeeping here

because this is kind of a special event today.

I am the chief investment officer and the managing partner here at the Bonson Group.

My friend Scott Gam here, you see on your screen, works with the Bonson Group as it pertains to all of our media communications.

Scott and I have relationship going back a number of years.

And we began doing these calls together in the peak of the COVID moment back in the spring of

2020, which either feels like two weeks ago or two decades ago, depending on maybe who you're

talking to or maybe the mood that you're in. That's how it is for me. The calls are going to continue throughout 2021.

We've gotten a lot of great feedback and we believe and hope and think it's a value to you all.

And we want to stay current with what we're talking about and we think this forum and format has been a good way to do it.

The subject today though, we normally might go 30, 35, 40 minutes,

but today we're going to take the full hour because we want to do a special 2021 preview,

allow us to sort of deliver to you our viewpoint from the Bonson Group on the key themes and forecast perspectives and

outlook we have for the year ahead. We have always done this as a special white paper

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