Hello, whinabbers. My name is Jesse Meekham and this is podcast number. It doesn't have a number. It's a special

podcast for you need a budget where we teach you four rules to help you stop living

paycheck to paycheck, get out of debt, and save more money. I am pleased to bring

you a special guest, Carl Richards, who's been on the podcast before, we don't have a ton of

guests, but Carl came on over to Lehi Utah and we

sat down and chatted about his new book so what I like about Carl and he's this brilliant financial planner and

all that but what I like is that he understands that money is like 99%

psychological or philosophical and only 2% about numbers. All right, I'm here with Carl Richards.

He's author of the upcoming book,

The One Page Financial Plan.

Welcome to the show.

Thanks for having me.

Absolutely.

So tell me why you are a financial planner with oodles of knowledge in your brain, all sorts of valuable

information that your friends try and extract me for free.

So why do you want to bring it down to that one page?

What was the reason behind that yeah no that's a good

question I so the the well the book originally the idea for the book was people

kept coming to me friends mainly like you said

yeah I don't know about that we'd be out skiing or mountain biking

or at lunch let's just say we're at lunch and we were just about to wrap up and the

you know sort of the bill had come so you knew there was

...