Sophie Tom and the kids are standing by the luggage carousel, waiting for Sophie's bag.

Looks like she's going to be wearing Tom's clothes for a week, but she's not worried.

Their HSBC Premier bank account has comprehensive worldwide travel insurance that covers them, the kids and grandkids, if they had them.

Everything's Premier when your bank account is.

Search HSBC Premier, HSBC UK, opening up a world of opportunity.

Apply with £100,000 annual income or £100,000 savings or investments with HSBC UK or Premier Status Broad,

covered provided by Aviva Insurance Limited.

Age restrictions and limitations apply.

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