Hey, what's going on, family?

Listen, we've had a lot of amazing guests on the show, and perhaps you may have never,

ever listened to those episodes.

So we wanted to present a new segment called S-O-N-W Classic.

Where we go back, we revisit those iconic conversations and give those full episodes back to you.

Sit back and enjoy this week's S-O-N-W Classic.

Well, listen, I got somebody on the show today that I'm excited to you. Sit back and enjoy this week's S-O-N-W Classic. Well, listen, I got somebody on the show today that I'm excited to bring because he is an expert in all of these categories. So I hope you got

your pen. I hope you got your pad, your paper, however you take those. Ladies and gentlemen,

we got the one and only. Herman is on the show today. What's going on, fam? I'm feeling good, man.

I'm feeling good. Thank you for having me on the show. I am honored that you trust me on your

platform and to talk to your listeners, bro. You know, but as you're a kid growing up, right,

where there are certain things that you notice, maybe, you know, with family members or maybe,

you know, maybe it might have been a class or something that got your interest into understanding how money works.

I'm curious for that because a lot of your content is really focused on educating us with, you know, numbers.

So tell us a little bit about, you know, that.

So the journey, bro, probably started later in life because I say this line that my parents prepared me for a world that no longer

exists. So you have to realize my parents' mindset. They're from Haiti. They came to America

because they could have a better life here. It's go to college, put God first, and then you'll be

successful, right? I always say I would definitely put God first, but the no shade to the college model, but it just didn't work. It doesn't always work majority of the time because we have to look as college as an investment. So I put up between my undergrad at Temple and my master's degree at Lincoln University. Shout out to the Owl, shout out to the

Lions, right? I had a wonderful experience, but turn on investment of being $90,000 in debt

and the profession that I chose because I would start out here, just get a degree, you'll be fine. No,

I got a degree. I became a social worker. Then I became an executive director at a nonprofit, and I have a good I became a social worker then I became an executive

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