"Something's Gotta Change, Dude!"

The Ramsey Show Highlights

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 838 Ratings

🗓️ 16 December 2025

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today. I'm talking to a guy who can't even form a sentence because you're completely exhausted. Something's got to change.
0:12.2	I guess my overall question would be how to handle the overwhelming stress of the holidays while we're climbing out of debt and still trying to be what we need to be for the children.
0:25.6	What's the overwhelming stress buying gifts?
0:29.6	Yeah.
0:30.6	How old are the children?
0:31.6	When there's literally nothing.
0:34.6	Well, we'll get to why is there nothing, but how many children? Four. Four. And what are
0:40.5	their ages? Uh, 15, 11, 10, and 7. Okay. Tell me why there's nothing.
0:50.8	Oh, uh, just not enough. There's not nothing, but there's not enough at the end. There's not anything extra. There's...
0:59.0	Paycheck to paycheck.
1:00.0	Hour to hour.
1:03.0	Okay. What are you earning?
1:05.0	Four jobs right now.
1:09.0	You have four jobs? A year. Okay. You yourself have four jobs right now. You have four jobs? A year.
1:11.6	Okay.
1:12.6	You yourself have four jobs?
1:14.6	Well, one full-time job and then three like gigs, Amazon, catering, flex.
1:20.6	And that equals 120 a year?
1:22.6	About, yeah.
1:24.6	What's your main job?
1:26.6	Managing a small grocery store. About, yeah. What's your main job?
1:30.6	Managing a small forcery store.
	...

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