Social Security, Roth Conversion Tax Strategy, and Identity Theft PSA: Q&A #2514

The Retirement and IRA Show

Jim Saulnier, CFP® & Chris Stein, CFP®

Business, Investing

2.2 • 673 Ratings

🗓️ 5 April 2025

⏱️ 103 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

This week’s is a bit of a non-traditional Q&A episode where Jim and Chris address two listener questions on Social Security but then move into Public Service Announcement mode. For the first PSA they discuss a listener email about a potential state-level Roth conversion tax saving strategy. Then, to wrap up the episode, Jim shares […]

Transcript

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0:00.0	The retirement and IRA show represents the words and views of the show hosts exclusively and should not be construed as investment, legal, or tax advice. All information is believed to be from reliable sources. However, we make no representation as to its completeness or accuracy. All economic and performance information is historical in nature and is not indicative of any future results. Any indices mentioned on the show are unmanaged and cannot be invested indirectly. Diversification and asset allocation strategies do not assure profit or protect against loss.
0:23.8	Never make any investment or financial decisions based on information offered on this show
0:26.8	without first consulting your financial legal or tax advisor.
0:29.7	Financial planning services offered through Jim Solnior and Associates LLC, a registered investment
0:33.3	advisor.
0:38.2	This is the retirement and IRA show coming to you from beautiful Northern Colorado.
0:43.6	Join us as certified financial planner Jim Sonier, as well as Colorado State University
0:48.6	Finance instructor and certified financial planner Chris Stein, teach you about IRAs, 401ks, annuities, social security,
0:57.0	pension plans, and estate planning in a fun and enjoyable show. Whether you are listening live in
1:02.7	Colorado or streaming from their website or iTunes podcast, Jim and Chris want you to know that they're
1:08.5	available to help you plan for your retirement.
1:13.9	Just visit their website at Jimhelps.com.
1:20.0	That's Jim, H-E-L-P-S dot com, and click the Meet the Team button on the homepage.
1:22.9	Now here's Jim and Chris with today's show.
1:32.0	Well, hello and welcome to the Retirement IRA show, Q&A edition for this week.
1:43.1	Have a little bit of an atypical show today, mostly driven by listener demand, if you will.
1:48.1	We are going to start with a couple of social security questions, as we typically do.
1:55.8	But then we've had a whole bunch of people email us based on a show last week or maybe we did it in the EDU show.
1:56.7	I don't remember.
1:57.3	But in the last week, we did a show where Jim shared that he had found out
2:05.4	that the traditional freezing of your credit at the three major credit bureaus did not
2:12.5	necessarily prevent payday loans from being taken out and that he had signed up for a service to monitor
	...

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