The retirement and IRA show represents the words and views of the show hosts exclusively and should not be construed as investment, legal, or tax advice.

All information is believed to be from reliable sources, however, we make no representation as to its completeness or accuracy.

All economic and performance information is historical in nature and is not indicative of any future results.

Any indices mentioned on the show are unmanaged and cannot be invested indirectly.

Diversification and asset allocation strategies do not assure profit or protect against loss.

Never make any investment or financial decisions based on information offered on this show

without first consulting your financial legal or tax advisor.

Financial planning services offered through Jim Solnier and Associates LLC, a registered investment advisor.

This is the retirement and IRA show coming to you from beautiful Northern Colorado.

Join us as certified financial planner Jim Sondier, as well as Colorado State University

Finance instructor and certified financial planner Chris Stein, teach you about IRAs, 401k's, annuities, social

security, pension plans, and estate planning in a fun and enjoyable show. Whether you are listening

live in Colorado or streaming from their website or iTunes podcast, Jim and Chris want you to know

that they're available to help you plan for your retirement.

Just visit their website at Jimhelps.com.

That's Jim H-E-L-P-S.com.

And click the Meet the Team button on the homepage.

Now here's Jim and Chris with today's show.

Hello and welcome to the Retirement and IRA show Q&A edition. It is the final Q&A show of 2024. We will have, and actually I guess we didn't mention it, but last week's

EDU show was the final EDU show of

2024.

I didn't realize we're going to record one more EDU show before the end of the year, but

...