The Retirement and IRA show represents the words and views of the show hosts exclusively and should not be construed as investment, legal, or tax advice.

All information is believed to be from reliable sources, however, we make no representation as to its completeness or accuracy.

All economic and performance information is historical in nature and is not indicative of any future results.

Any indices mentioned on the show are unmanaged and cannot be invested indirectly.

Diversification and asset allocation strategies do not assure profit or protect against loss.

Never make any investment or financial decisions based on information offered on this show

without first consulting your financial legal or tax advisor.

Financial planning services offered through Jim Solnier and Associates LLC, a registered investment advisor.

This is the retirement and IRA show coming to you from beautiful Northern Colorado.

Join us as certified financial planner Jim Sonier, as well as Colorado State University Finance instructor and certified financial planner Chris Stein, teach you about IRAs, 401ks, annuities, social security,

pension plans, and estate planning in a fun and enjoyable show. Whether you are listening live

in Colorado or streaming from their website or iTunes podcast, Jim and Chris want you to know that

they're available to help you plan for your retirement.

Just visit their website at Jimhelps.com.

That's Jim, H-E-L-P-S dot com, and click the Meet the Team button on the homepage.

Now here's Jim and Chris with today's show.

Well, hello and welcome to the Retirement and IRA show Q&A edition for this week.

Oh, excuse me, a little frog in my throat right off the bat here.

I'm going to keep my intro relatively short because we've got just an hour to record today as many questions as we can get to.

And so, yeah, I don't have a lot to say.

If you're new to the show, you all send us in questions and we do our best to answer them,

at least on this version of the show. We also do an EDU show where we pick the topic and dive a bit deeper into a narrower set of items in any given show.

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