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Hey, everyone.

Welcome to The Big Picture Retirement Show.

I'm your host, Devin.

Join today by John Ross.

Howdy.

So, John, filing for Social Security, this is something that people debate all the time.

What's the best age to file?

Of course.

That's the one question that people ask. And that's not the question I intend to answer today,

by the way, because that requires much more time than we have.

Of course. Yeah, no, that's an individual

determination. No question about it. But when you look at the range of ages that you can file,

so effectively it's age 60. Now, we're talking about retirement benefits here. Right, right. All right. So

not disability, not even survivor benefits. We're talking about just survivor benefits. So you've worked,

now you have this benefit and you can

file. So earliest age of eligibility? 62. And really the latest age you should file is 70.

Right. No benefit in waiting beyond that. No, because it stops growing. Right. Right. And if it's a spousal

benefit, that stops growing at your full retirement age.

So, but again, another podcast episode. So if you look at statistics on filing ages, what do you think is the most popular filing age?

My gut would say the full retirement age. Right in the middle, kind of. Right in the middle. Right,

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