Social Security and Roth Conversion Strategies: Q&A #2545
The Retirement and IRA Show
Jim Saulnier, CFP® & Chris Stein, CFP®
4.3 • 730 Ratings
🗓️ 8 November 2025
⏱️ 69 minutes
🧾️ Download transcript
Summary
With Jim is away at a conference, Chris is joined by Jake to discuss listener questions on Social Security survivor benefits, and Roth conversion strategies.
(6:30) A listener asks how a widow can maximize her Social Security benefit when her late husband had not yet claimed his.
(14:15) George seeks guidance on figuring out if he and his wife need to do Roth conversions, and, if so, how much.
(40:00) The guys address a listener considering redirecting new Roth contributions to instead pay taxes on larger Roth conversions in a higher tax bracket for the next five years.
The post Social Security and Roth Conversion Strategies: Q&A #2545 appeared first on The Retirement and IRA Show.
Transcript
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| 0:48.9 | Finance instructor and certified financial planner Chris Stein, teach you about IRAs, 401ks, annuities, |
| 0:56.3 | social security, pension plans, and estate planning in a fun and enjoyable show. |
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| 1:20.8 | Now here's Jim and Chris with today's show. |
| 1:26.8 | Hello, everybody, and welcome to the Retirement and IRA show Q&A edition for this week. |
| 1:32.4 | This week, as you, I'm sure have heard, if you've been listening in the last few shows, Jim is at a conference, I believe, in Austin, Texas currently. |
| 1:42.9 | And so Jake has joined me on the show today. |
| 1:48.5 | So Jim sent us emails because, as you all know, Jim is the official collector of the |
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